First National Bank Bemidji makes personal loans for almost every purpose. Whether you are looking to buy a car, manage your debt or purchase a home, your personal banking partner will discuss your needs and describe the loan options available to you.
Personal loans may be used for:
- Cars or Trucks
- ATVs or Snowmobiles
- RVs, Motorcycles or Boats
- Personal Expenditures
- Checking Reserve
These loans are not secured by your home and interest is not tax-deductible. Please select Apply for a Personal Loan if you are applying for a loan not secured by a mortgage.
Holiday Cash Promo
We’re offering special 10.9% APR* loans from November 21 to December 9, 2022. Use them for any holiday spending and avoid huge credit card bills. It only takes a minute to apply.
Select loan type “Other” and enter “Holiday Cash” on your loan application.
*Annual Percentage Rate (APR) available November 21 - December 9, 2022. Maximum loan amount not to exceed $1,000 per individual or $2,000 per family. Normal underwriting applies. All loans subject to credit approval.
We encourage you to use our online loan applications to initiate the loan approval process. Please call 218-333-4320 if you need assistance. We also offer a Checking Reserve credit line for overdraft protection and other expenses. Please stop in any of our three office locations and ask for a Checking Reserve Application or call 333-4320 and ask to receive it by US Mail.